Start and Grow Online Business Growth Guides/Entrepreneurship/The Importance of Cash Flow: Why a Job Isn't Always the Answer

The Importance of Cash Flow: Why a Job Isn't Always the Answer

Wednesday, February 22, 2023

When I was in school, the narrative was clear: get good grades, go to a good post-secondary school, and get a good job at a great company.

This was supposed to be the path to success and happiness. But as I grew up, I started to see that this narrative wasn't necessarily true.

So many people have great jobs, but they still hate their nine-to-five grind.

If the goal of life is really to be happy, then why are we teaching our kids that the purpose of school is to get a job?

The traditional school system has created workers for jobs, but not necessarily entrepreneurs who can generate their own cash flow.

In today's world, technology and the information age have completely changed how we create value.

Instead of teaching our kids to figure out what job they want to do, we should be teaching them how to solve the cash flow problem.

The fact of the matter is that we don't need a job in the sense of going to work from nine to five and coming home.

What we do need is enough money to live the lifestyle we choose that brings us the most happiness.

How we rate our money and cash flow is entirely up to each and every one of us.

The job is really just the traditional way that most people generate this cash flow.

But what if there was another way?

What if we could teach our kids to become creators rather than consumers?

What if we could teach them to create their own cash flow instead of relying on a job?

In this blog post, we'll explore the importance of cash flow and why a job isn't always the answer.

Understanding Cash Flow

Before we can talk about creating cash flow, we need to understand what it is.

Cash flow is the money that comes in and goes out of our personal or business finances.

In order to have positive cash flow, we need to have more money coming in than going out.

Positive cash flow is important because it allows us to save money, invest, and enjoy the lifestyle we choose.

Negative cash flow, on the other hand, can lead to debt, stress, and a lower quality of life.

So how can we create positive cash flow?

Traditionally, the answer has been to get a job.

But in today's world, there are many other ways to create cash flow that don't involve working for someone else.

Creating Cash Flow as an Entrepreneur

One way to create cash flow is to become an entrepreneur.

An entrepreneur is someone who starts and runs their own business.

This could be a small business that provides a service or product, or it could be a larger business that employs many people.

As an entrepreneur, you have the potential to create your own cash flow and build wealth.

You're not limited by a salary or a boss's approval.

Instead, you have the freedom to create your own path and take control of your financial future.

Of course, starting a business is not easy.

It requires hard work, dedication, and a willingness to take risks. But the rewards can be significant.

Not only can you create positive cash flow, but you can also create jobs for others and make a positive impact on your community.

Creating Cash Flow Through Investments

Another way to create cash flow is through investments.

Investing is the act of putting money into something with the expectation of receiving a return on that investment.

This could be stocks, real estate, or even your own business.

Investing can be a powerful way to create cash flow because it allows your money to work for you.

Instead of relying on a job to generate income, you can invest in assets that generate passive income.

Passive income is money that comes in without you having to actively work for it.

For example, if you own a rental property, the rent payments you receive each month are a form of passive income.

Similarly, if you invest in stocks that pay dividends, you can receive regular payments without having to actively manage the investments.

Of course, investing also comes with risks.

There is always the possibility that you will lose money on your investments.

But with careful research and a solid investment strategy, you can mitigate those risks and potentially create significant cash flow over the long term.

Creating Cash Flow Through Freelancing

Another way to create cash flow is through freelancing. Freelancers are self-employed individuals who provide services to clients on a project-by-project basis.

This could be anything from graphic design to writing to web development.

Freelancing allows you to create your own cash flow without the commitment of starting a full-time business.

You can work from anywhere, choose your own clients, and set your own rates.

Plus, if you're able to build a strong reputation and network, you can potentially earn a significant income as a freelancer.

Of course, freelancing also comes with its own challenges.

You'll need to be self-motivated and able to manage your own schedule.

You'll also need to constantly market yourself and find new clients to keep your cash flow steady.

Creating Cash Flow Through Side Hustles

Another way to create cash flow is through side hustles.

A side hustle is a way to earn extra money outside of your regular job.

This could be anything from selling goods online to driving for a ride-sharing service to offering pet-sitting services.

Side hustles are a great way to create additional cash flow without having to commit to a full-time business or freelancing career.

They can also be a way to explore your passions and potentially turn them into a full-time business down the line.

However, it's important to note that side hustles may not provide a significant amount of cash flow initially.

They're often more of a way to supplement your income and potentially build towards something bigger over time.

The Importance of a Creator Mindset

No matter how you choose to create your cash flow, there is one key mindset that will be crucial to your success: the creator mindset.

A creator mindset is all about taking ownership of your financial future and actively seeking out opportunities to create value.

This mindset is the opposite of a consumer mindset, which is all about spending money on things that don't necessarily provide long-term value.

When you have a creator mindset, you're constantly looking for ways to create value for yourself and others.

You're not just thinking about how to make money, but how to create something that will make a positive impact on the world.

The creator mindset is especially important in today's world, where technology has made it easier than ever to create and distribute products and services.

With tools like social media and e-commerce platforms, anyone can start a business or build an audience around their passion.

However, having a creator mindset isn't just about starting a business or making money.

It's also about finding ways to create value in your current job or career.

Maybe there's a project you can take on that will benefit your team or company.

Or maybe there's a new skill you can learn that will make you more valuable to your employer.

No matter what your current situation is, having a creator mindset will help you take control of your financial future and create the cash flow you need to live the life you want.

The Downside of a Job-Centered Education

So why do we still teach our kids that the purpose of school is to get a job?

The answer is simple: because that's how it's always been done.

For decades, the traditional education system has focused on preparing students for the workforce.

The assumption is that if you get good grades and go to a good school, you'll be able to get a good job and live a comfortable life.

But as we've seen, that assumption doesn't always hold true. Many people who have followed that path find themselves unhappy and unfulfilled in their careers.

And as technology continues to disrupt the job market, it's becoming increasingly clear that the old model of job-centered education may no longer be sufficient.

In fact, some experts argue that a job-centered education may actually be holding our kids back.

By teaching them that the goal of education is simply to get a job, we're limiting their potential and discouraging them from exploring their passions and pursuing their own unique paths.

A better approach, some argue, is to focus on teaching kids how to create value and solve problems.

This means shifting the focus away from traditional academic subjects and towards skills like creativity, collaboration, and critical thinking.

It also means encouraging kids to explore their passions and pursue non-traditional career paths.

Maybe they're interested in starting their own business, or pursuing a career in the arts, or becoming a social entrepreneur.

Whatever their passion may be, we should be encouraging them to pursue it and helping them develop the skills they need to succeed. 

The Benefits of a Creator-Centered Education

So what would a creator-centered education look like?

For starters, it would focus less on traditional academic subjects and more on skills like creativity, innovation, and problem-solving.

It would also encourage kids to pursue their passions and explore non-traditional career paths.

One example of a creator-centered education is the Montessori method, which emphasizes self-directed learning and hands-on exploration.

Another is the "maker movement," which encourages kids to explore their creativity and problem-solving skills through projects like building robots or designing their own video games.

One of the benefits of a creator-centered education is that it can help kids develop the skills they need to succeed in a rapidly changing world.

As technology continues to disrupt the job market, traditional jobs may become less relevant, while new opportunities will emerge for those who are able to think creatively and solve complex problems.

Another benefit is that it can help kids find more fulfillment and purpose in their careers.

When we encourage kids to pursue their passions and explore non-traditional career paths, we're helping them find work that is meaningful and fulfilling, rather than simply a means to pay the bills.

Finally, a creator-centered education can help kids become more resilient and adaptable.

By teaching them how to create value and solve problems, we're giving them the tools they need to navigate a constantly changing job market and build successful careers over the long term.


In conclusion, the traditional model of job-centered education may no longer be sufficient in today's rapidly changing world.

While getting a good job is still important, it's no longer the only path to financial success and fulfillment.

Instead, we should be focusing on teaching kids how to create value and solve problems.

This means encouraging them to explore their passions and pursue non-traditional career paths, and helping them develop the skills they need to succeed in a constantly changing world.

By adopting a creator-centered approach to education, we can help our kids become more resilient, adaptable, and fulfilled in their careers.

And ultimately, we can help them build the skills and mindset they need to create the cash flow they need to live the lives they want.

Of course, this shift towards a creator-centered education will not be easy.

It will require a fundamental rethinking of how we approach education, and it will likely meet resistance from some who are invested in the traditional model.

But ultimately, the benefits of a creator-centered education are too great to ignore.

By helping our kids become creators rather than just consumers of value, we can set them up for success in a rapidly changing world, and help them find fulfillment and purpose in their careers.

So if you're a parent, teacher, or anyone else involved in the education of our youth, I encourage you to start thinking about how you can shift your approach towards a creator-centered model.

Talk to your kids about their passions and encourage them to pursue them.

Look for opportunities for them to develop their creativity and problem-solving skills.

And most importantly, help them develop the mindset they need to become creators of value, rather than just job seekers.

In the end, the goal of education should be to help our kids live happy, fulfilled lives.

And by shifting our focus towards a creator-centered model, we can do just that.


Hi, I Am Craig Cherlet

Join 1500+ other entrepreneurs and get weekly actionable advice on how to Start, Grow and Monetize your internet business.


hp-blue png
ClickFunnels-20-svg svg
62cc159e150d5de9a3dad5ec png


Join 1500+ other entrepreneurs and get weekly actionable advice to grow your audience & increase your income. 



Episode #2 - Building a Brand Partnership marketplace with Sven from InTribe

Saturday, April 01, 2023

Episode #1 How to Turn Failure Into Success with Bo From Chill Champ

Saturday, April 01, 2023

How To Start A Solopreneur Business With Little Or No Money

Thursday, March 23, 2023

The Best Movies for Entrepreneurs

Tuesday, March 07, 2023

From value Ladder to Sales Funnel and how the two work together to generate more sales

Tuesday, February 28, 2023

5 Ways to Monetize ClickFunnels

Tuesday, February 28, 2023

Find Your Next Gig: The Definitive List of Freelance Job Marketplaces

Sunday, February 26, 2023

The 5 Steps to Starting an Agency That Can Earn 10k/month

Sunday, February 26, 2023